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Senior Credit Risk Analyst

  • Detroit, Michigan, United States of America
  • FullTime
a man and woman walking in front of a white board with sticky notes


At Rocket Loans, you’ll build a career that helps you achieve your professional goals while helping clients get the loans they need to reach their financial goals. We’re looking for innovators and those unafraid to disrupt the status -quo. With an inclusive culture and opportunities to make a positive impact; we’re here to help you foster your career growth. And with a comprehensive benefits package and perks including on-site health care, wellness courses, education assistance and family support, you can be sure that your health and wellness is our top priority.

Apply today to join a team that can help empower you to be a part of something bigger, while elevating your career to the next level.

Minimum Qualifications

  • Bachelor’s degree or equivalent experience in a quantitative discipline, mathematics, data science, applied statistics, economics, finance or a related field
  • 3 years of credit risk management experience
  • 5 years of experience leveraging large, complex datasets
  • Understanding of consumer credit risk trends
  • Advanced experience using SQL, Python/R and BI reporting or other querying languages to create and analyze data sets in a business setting

Preferred Qualifications

  • MBA
  • 5 years of financial services experience within the FinTech industry

Job Summary

As a Senior Credit Risk Analyst, you'll lead credit risk assessments, growth and risk mitigation efforts for lending products. You'll develop and maintain credit policies and offer strategies to drive growth while managing risk by leveraging advanced analytics tools.


  • Design and iterate financial models to make data driven decisions
  • Propose A/B tests, analyze post implementation data to understand risk-return trade-offs and make product recommendations
  • Partner with internal teams and external vendors to implement strategies and monitor the strategy performance
  • Perform user testing to monitor implementation and sign off for the launch
  • Continue to innovate by testing new data, analytics approaches and models
  • Conduct ad-hoc and ongoing analysis on internal and external datasets to generate insights and make recommendations
  • Present findings and recommendations to the key stakeholders in the organization
  • Monitor post implementation data, evaluate the success of the strategy and present findings to stakeholders
  • Collaborate with data science, capital markets and risk functions
  • Work with legal and compliance teams to ensure strategies and policies comply with all the regulatory requirements

Benefits and Perks

Our team members fuel our strategy, innovation and growth, so we ensure the health and well-being of not just you, but your family, too! We go above and beyond to give you the support you need on an individual level and offer all sorts of ways to help you live your best life. We are proud to offer eligible team members perks and health benefits that will help you have peace of mind. Simply put: We’ve got your back. Check out our full list of Benefits and Perks.

Who We Are

Rocket Companies® is a Detroit-based company made up of businesses that provide simple, fast and trusted digital solutions for complex transactions. The name comes from our flagship business, now known as Rocket Mortgage®, which was founded in 1985. Today, we’re a publicly traded company involved in many different industries, including mortgages, fintech, real estate and more. We’re insistently different in how we look at the world and are committed to an inclusive workplace where every voice is heard. We’re passionate about the work we do, and it shows. We’ve been ranked #1 for Fortune’s Best Large Workplaces in Financial Services and Insurance List in 2022, named #5 on People Magazine’s Companies That Care List in 2022 and recognized as #7 on Fortune’s list of the 100 Best Companies to Work For in 2022.


This is an outline of the primary responsibilities of this position. As with everything in life, things change. The tasks and responsibilities can be changed, added to, removed, amended, deleted and modified at any time by the leadership group. We are proud equal opportunity employers and committed to providing an inclusive environment based on mutual respect for all candidates and team members.

Employment decisions, including hiring decisions, are not based on race, color, religion, national origin, sex, physical or mental disability, sexual orientation, gender identity or expression, age, military or veteran status or any other characteristic protected by state or federal law. We offer opportunities to all job seekers including individuals with disabilities and provide reasonable accommodation to qualified individuals with disabilities in accordance with state and federal law. If you need a reasonable accommodation to assist with your job search, application for employment, or interview, please visit our FAQ page at for details on how to contact our team.

Rocket Mortgage, backed by Rocket Companies®, means more opportunities for you to carve your own career path forward. From our desire to revolutionize the way people get mortgages to addressing challenges big or small with outside-the-box solutions, we’re not your typical employer. We’ll provide you with everything you need to make sure you’re successful here. 

Apply Now